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Gaps in Health Coverage Faced by One-Quarter of Working-Age Americans

One of four working-age U.S. adults experienced a gap in health insurance coverage during 2011, often because they lost or changed jobs, according to a new Commonwealth Fund study. The report, based on national survey findings, also shows how difficult it is for people to regain health insurance after losing employer-sponsored coverage. According to the authors, the major provisions of the health reform law that go into effect in 2014 are expected to help bridge coverage gaps and make insurance more affordable. These include an expansion in eligibility for Medicaid, subsidies for purchasing private plans through new health insurance exchanges, and rules preventing insurers from denying coverage or charging more based on gender or a preexisting condition.

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